Acceptance of Terms

By accessing and using basiswise.com (“the Site”), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

Not Financial Advice

The tools and content on this Site are for informational and educational purposes only. Nothing on this Site constitutes financial, tax, investment, or legal advice. The calculations and estimates provided by our tools are approximations based on the information you provide and general tax rules. They may not reflect your actual tax situation, employer plan rules, or individual circumstances.

You should consult with a qualified financial advisor, tax professional, or your employer’s HR/benefits department before making any financial decisions based on information from this Site.

Accuracy of Information

While we strive to keep our tools accurate and up to date with current IRS rules and tax brackets, we make no warranties or representations about the accuracy, completeness, or reliability of any calculations or content. Tax laws change, employer plans vary, and individual circumstances differ. Actual results may vary significantly from our estimates.

No Warranty

The Site and its tools are provided “as is” and “as available” without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability

In no event shall Basis, its operators, or contributors be liable for any direct, indirect, incidental, special, or consequential damages arising out of or related to your use of the Site or reliance on any calculations or information provided. You use the Site entirely at your own risk.

User Responsibility

You are solely responsible for verifying any calculations or recommendations with your employer, financial advisor, or tax professional before taking action. You are responsible for ensuring that any retirement contribution changes comply with your specific employer plan rules and IRS regulations.

Intellectual Property

All content, design, and code on this Site are the property of Basis and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Site after changes constitutes acceptance of the revised terms.

Contact

If you have questions about these terms, please contact us at legal@basiswise.com.